Rideshare Accident Injury Lawyers Serving Livingston County, Michigan

Rideshare accidents involving Uber and Lyft create unique legal challenges. When you're injured as a passenger, driver, or by a rideshare vehicle in Livingston County, multiple insurance policies may apply—and insurance companies will fight to avoid paying your claim. At Logeman & Iafrate, P.C., our attorneys have spent more than 45 years cutting through the confusion and securing the compensation Michigan accident victims deserve.

Understanding Rideshare Insurance Coverage in Michigan

Rideshare accidents are more complicated than typical car crashes because coverage depends on what the driver was doing at the time of the collision. Uber and Lyft provide different levels of insurance based on the driver's app status:

• App off: Only the driver's personal auto insurance applies. Many personal policies exclude coverage for commercial activity, leaving victims with limited options.
• App on, waiting for a ride request: Uber and Lyft provide contingent liability coverage—but only if the driver's personal insurance denies the claim first.
• En route to pick up a passenger: The rideshare company provides $1 million in liability coverage.
• Passenger in the vehicle: Full $1 million liability coverage applies, plus uninsured/underinsured motorist coverage.

Determining which policy applies requires immediate investigation. Insurance companies routinely dispute coverage, claiming the driver was in a different status than what actually occurred. Our attorneys preserve evidence, obtain driver records, and fight to hold the right parties accountable.

When Can You Sue After a Livingston County Rideshare Accident?

Michigan's no-fault system requires you to file Personal Injury Protection (PIP) claims with your own insurer first. However, rideshare passengers often don't own vehicles and lack their own no-fault coverage. In these situations, you may file a claim against the rideshare driver's no-fault policy or the rideshare company's coverage.

For pain and suffering claims against the at-fault driver, your injuries must meet Michigan's threshold—a serious impairment of body function that affects your general ability to lead your normal life. We have extensive experience proving threshold injuries in rideshare cases, from whiplash and herniated discs to traumatic brain injuries and fractures.

Common Causes of Rideshare Accidents in Livingston County

Rideshare drivers face unique pressures that increase accident risk. They're navigating unfamiliar routes, checking apps for new ride requests, and working long hours to pursue the full value of earnings. Common causes of Uber and Lyft accidents include:

• Distracted driving while using the rideshare app
• Speeding to complete more rides per hour
• Driver fatigue from extended shifts
• Unsafe lane changes and sudden stops to pick up passengers
• Failure to yield when pulling away from curbs
• Driving under the influence of alcohol or drugs
• Inexperienced drivers unfamiliar with area roads

Whether you were injured as a rideshare passenger, struck by an Uber or Lyft vehicle, or hurt while driving for a rideshare company, you deserve trial-ready representation. We investigate every aspect of your accident to identify all liable parties and available insurance coverage.

What Compensation Can You Recover?

Livingston County rideshare accident victims may be entitled to multiple types of compensation:

• No-fault PIP benefits: Medical expenses, lost wages (up to 85% of gross income), replacement services, and attendant care from the applicable no-fault insurer
• Third-party liability claims: Pain and suffering, excess medical expenses beyond PIP limits, and full wage loss from the at-fault driver or rideshare company
• Uninsured/underinsured motorist claims: When the at-fault driver lacks adequate coverage, Uber and Lyft's UM/UIM policies may provide additional compensation

The experienced attorneys at Logeman & Iafrate, P.C. work with medical experts, accident reconstructionists, and economic specialists to document the full extent of your damages. We fight for every dollar you're entitled to—including future medical care, lost earning capacity, and the impact injuries have on your quality of life.

Why Livingston County Victims Choose Logeman & Iafrate

We take cases others won't, and we prepare every case for trial. Rideshare companies and their insurers have teams of lawyers working to minimize what they pay. You need attorneys who are equally prepared to fight. Our firm has recovered millions for Michigan accident victims, from six-figure settlements to substantial jury verdicts.

We handle every case on a contingency-fee basis. You pay nothing unless we win. That's our commitment to you.

Serving All of Livingston County

Our attorneys represent rideshare accident victims throughout Livingston County, including Howell, Brighton, Hartland, Fowlerville, Pinckney, and surrounding communities. We understand the local courts, know the judges and opposing counsel, and bring decades of trial experience to every case.

If you've been injured in an Uber or Lyft accident anywhere in Livingston County or throughout Michigan, reach out promptly. Evidence disappears, witnesses forget details, and insurance companies move quickly to build their defense. Contact us today to protect your rights and start your path to recovery.

Past results do not guarantee future outcomes. Each case is decided on its own facts.

Frequently Asked Questions About Rideshare Accidents in Livingston County

What should I do immediately after a rideshare accident in Livingston County?

First, seek medical attention even if injuries seem minor. Call 911 to report the accident and ensure a police report is filed. Document the scene with photos, including vehicle damage, road conditions, and any visible injuries. Obtain the rideshare driver's information, insurance details, and the trip details from your app. Collect contact information from witnesses. Notify the rideshare company through their app. Do not admit fault or give recorded statements to insurance adjusters without legal counsel. Contact an experienced rideshare accident attorney as soon as possible to protect your rights.

Does Uber or Lyft's insurance cover me if I'm injured as a passenger?

Yes, when you're injured as a passenger in an Uber or Lyft vehicle, the rideshare company provides $1 million in liability coverage during your trip. You're also entitled to no-fault PIP benefits for medical expenses and wage loss, typically from the rideshare driver's no-fault policy or the rideshare company's contingent coverage. However, insurance companies often dispute which policy applies and how much they must pay. Our attorneys fight to ensure you receive full benefits from all applicable sources.

Can I sue if another driver caused the rideshare accident?

Yes. If another driver's negligence caused the accident, you can pursue a third-party liability claim against that driver for pain and suffering, excess economic damages, and other losses—provided your injuries meet Michigan's serious impairment threshold. You may also have claims against Uber or Lyft's uninsured/underinsured motorist coverage if the at-fault driver lacks adequate insurance. Our attorneys identify all liable parties and available insurance to pursue the full compensation you're owed.

What if I was driving for Uber or Lyft when I was injured?

Rideshare drivers injured while working may file no-fault claims for medical expenses and wage loss, depending on their app status at the time of the accident. If another driver caused the collision, you can also pursue third-party liability claims. However, coverage can be complicated because personal auto insurance policies often exclude commercial activity. Our attorneys analyze your specific situation, determine which policies apply, and fight to secure the benefits and compensation you deserve.

How long do I have to file a rideshare accident claim in Michigan?

For no-fault PIP benefits, you must notify your insurer within one year of the accident. For third-party liability claims against the at-fault driver, Michigan's statute of limitations is generally three years from the date of injury. However, waiting reduces your ability to gather evidence and strengthen your case. The sooner you contact an attorney, the better we can protect your rights and build the strongest possible claim.

How much does it cost to hire a rideshare accident attorney?

Nothing upfront. We handle all rideshare accident cases on a contingency-fee basis, meaning you pay no legal fees unless we recover compensation for you. We cover investigation costs, expert fees, and litigation expenses, and we're only paid if we win your case. Our free consultation gives you the opportunity to understand your rights and options without any financial risk.