An insurer-requested examination can affect a Michigan no-fault claim. Before responding, identify the legal basis, examiner, scope, and scheduling requirements. An examination notice and a benefit denial should be reviewed as actual documents, not only summarized from a phone call.

The statute includes qualification requirements

MCL 500.3151 addresses physician examinations when a condition is material to a PIP claim. It includes applicable specialty, board-certification, and recent professional-practice requirements. Review the treating care and examiner’s actual qualifications rather than relying on a job title alone.

The firm has raised objections to nonphysician examinations, including the reported Washtenaw County dispute. The authority, proceeding, and facts matter. Do not turn one trial-court outcome into a universal rule about all assessments or every kind of injury lawsuit.

Before the appointment

  • Save the complete notice, date, location, purpose, examiner details, and any cited authority.
  • Tell your lawyer promptly about scheduling, travel, accessibility, or qualification concerns.
  • Identify the records requested and what has already been supplied.
  • Ask how any objection should be raised and resolved before simply failing to attend.
  • Keep a copy of the applicable policy and prior examination correspondence.

Provide an accurate history

Describe symptoms, prior conditions, treatment, improvement, and activities truthfully. Do not guess or exaggerate. Clarify questions you do not understand. Discuss any proposed recording or attendance arrangement with counsel beforehand rather than assuming it is permitted.

Afterward, record the date, duration, what occurred, and any concern while your recollection is fresh. Preserve the resulting report and any benefits decision so the conclusion can be compared with the treatment record.

An examination report is part of the evidence

A report does not automatically resolve every treatment, coverage, causation, or disability issue. See responding to a denial and our no-fault practice for reviewing a disputed benefit decision.

Talk with Logeman & Iafrate

Request a free consultation or call (734) 994-0200 to discuss your situation with our Ann Arbor office. Bring the relevant records and any insurer correspondence. Advice about your claim depends on the facts, coverage, and applicable deadlines.

General information only; this article is not legal advice for an individual case.

Frequently Asked Questions

Should I ignore a notice if I think the examiner is unqualified?

No. Seek prompt advice about the objection and response requirements.

Does the report automatically decide my benefits?

No. Its role and conclusions must be evaluated with the policy, statute, treatment record, and other evidence.

‍This article is provided for informational purposes only and does not constitute legal advice. Consult a qualified attorney at Logeman & Iafrate, P.C. for advice regarding your individual situation.