Rideshare vehicles are beneficial for many parties. Rideshare companies secure revenue by facilitating trips. The independent contractors who drive for them can control their work schedules or augment the wages they earn at a traditional job. People traveling to unfamiliar areas or feeling unsafe to drive can still secure on-demand transportation.
Unfortunately, not every rideshare trip is a positive experience. In some cases, rideshare trips result in major motor vehicle collisions. When that happens, the passenger in the rideshare vehicle may have questions about their rights. Particularly if they sustain property damage losses or injuries, they may need to seek compensation after the crash.
What are some of the sources of compensation available to those involved in rideshare collisions?
Personal no-fault insurance
Michigan has a relatively complicated car insurance system. Many people who have their own vehicles carry no-fault personal injury protection (PIP) coverage. They may be able to use their own policies for support after a crash even though they weren’t driving at the time of the collision.
Rideshare coverage
People using their own vehicles for business purposes usually have to carry special supplementary coverage. Rideshare insurance coverage applies in scenarios where the rideshare driver is technically at fault. If the crash occurred before the rideshare driver started the actual trip or after they ended the trip, their rideshare policy might cover the passenger’s losses.
A corporate insurance policy
Both of the major rideshare companies carry large liability insurance policies. Passengers hurt during rideshare trips may be able to file claims against that coverage for compensation.
Another driver’s policy
The rideshare driver might not actually be at fault for the crash. In scenarios where another driver hits a rideshare vehicle, their liability coverage could help reimburse the passenger in the rideshare vehicle.
In some cases, it may be necessary to take legal action to secure adequate compensation, particularly if the collision causes substantial injuries. Reviewing the circumstances surrounding a recent rideshare crash with a skilled legal team can help people evaluate their options. There may be several different sources of compensation available depending on the details of the situation.