Motor Vehicle Accidents

Types of Compensation After a Car Accident in Michigan

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There are generally two types of personal injury damages recoverable after a car accident. First, if an injured person satisfies the Michigan threshold requirement of serious impairment of body function or permanent serious disfigurement, the injured party can be compensated for non-economic damages or injuries to the person. This consists of the following:

Physical pain and suffering
Mental anguish
Fright and shock
Denial of social pleasure and enjoyment of life
Embarrassment, humiliation or mortification

The other form of compensation is for economic damages, which does not require a finding of a threshold injury involving a Michigan resident and includes:

Medical expenses for care and rehabilitation
Attendant and nursing care for the injured person
Past and future wage loss
Property damage
- Mini tort – up to $3,000.00 for repair or replacement of your car
- Collision repair damages depending on the type of coverage

Please contact our Ann Arbor Personal Injury Law Firm for a free consultation to explain your rights in detail after a car accident causing personal injury in Michigan.

Frequently Asked Questions

What are the two main types of compensation available after a car accident in Michigan?

The two main types are non-economic damages (such as pain and suffering, mental anguish, and loss of enjoyment of life) and economic damages (including medical expenses, lost wages, and property damage). Non-economic damages require meeting Michigan's threshold requirement of serious impairment of body function or permanent serious disfigurement.

What is Michigan's threshold requirement for non-economic damages?

To recover non-economic damages in Michigan, an injured person must satisfy the threshold requirement of either serious impairment of body function or permanent serious disfigurement. This is a legal standard that must be met before compensation for pain and suffering can be awarded.

What types of economic damages can I recover after a car accident?

Economic damages include medical expenses for care and rehabilitation, attendant and nursing care costs, past and future wage loss, and property damage. Property damage compensation includes mini tort coverage (up to $3,000 for vehicle repair or replacement) and collision repair damages depending on your insurance coverage.

Do I need to meet the threshold injury requirement to recover economic damages?

No, economic damages do not require a finding of a threshold injury for Michigan residents. You can recover medical expenses, lost wages, and property damage regardless of whether you meet the serious impairment threshold.

What is mini tort coverage in Michigan?

Mini tort is a type of property damage coverage in Michigan that allows you to recover up to $3,000 for the repair or replacement of your vehicle after a car accident. This is separate from collision coverage and is available even if you don't have collision insurance.

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Adrienne Logeman is an exceptional auto injury attorney. Adrienne put me at ease and explained every step of the process. She was composed, professional, polite and extremely competent. The jury returned a unanimous verdict in our favor. I could not have asked for better representation and care. I am very thankful for her. An incredible experience.

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Joannie E.

Jim was always available when we needed him to answer questions!

Jim handled our case resulting from a very bad automobile accident. Both my husband and I were injured. He is very personable and efficient. He came to our home to get the details of the accident and continued to provide excellent handling of our case to the end when he reached an excellent settlement for us. We feel we became friends during this whole process.

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I’m so grateful to Logeman & lafrate for taking care of my legal needs for my case. The entire staff are exceptional, professional, communicate well during the entire process.

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By far the best lawyer I’ve ever had!

I had the pleasure of Jim Iafrate representing me. He was professional, had excellent communication skills and is trustworthy. He always kept me up-to date, was responsive and worked diligently. His abilities enabled us to settled my case in a timely manor. Thanks for your hard work Jim!

Lana D.

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I was in 2 different catastrophic car accidents. Jim Iafrate has been my attorney for many years. I can say that without a doubt he is the best attorney in this field. Jim and his staff are professional and compassionate. I highly recommend him to anyone looking for a attorney that has been in a car accident. Jim will go above and beyond for his clients.

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The attorneys at Logeman,Iafrate and Logeman were absolutely fantastic and professional in handling our case from a severe automobile accident . They provided constant support and guidance in making sure all of our medical needs were met. The staff at this firm was so helpful in all aspects of the case and subsequent trial and settlement.

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I work with individuals that have suffered a brain injury because of an auto accident. This law practice has always been an amazing resource for them. They always put their clients first and I know that we can always trust their advice.

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James and his team worked right beside our entire family during the whole process and even after. James was always available and fought hard to get my family what we deserved. He didn’t back down and was uplifting through the entire process. Not only was I proud to have him as our lawyer, we were even prouder that we can now call him a friend.

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