Michigan Replacement Services Claims: Accurate Household Logs

A replacement-services claim concerns ordinary household services an injured person would have performed but cannot perform because of accident-related injuries. Accurate records matter more than submitting the same maximum amount every day.

Separate household services from attendant care

MCL 500.3107 addresses qualifying ordinary and necessary replacement-service expenses, with a statutory limit of $20 per day during the first three years after an accident. The requirements include expenses reasonably incurred for services the injured person otherwise would have performed for personal or dependent benefit.

This is different from injury-related personal care or supervision. Do not classify every family task as attendant care, and do not claim the same service twice under different labels. See the attendant-care guide for that separate documentation issue.

Make the daily record specific

• Identify the person who supplied the service and the date it was actually performed.
• Describe the task: for example, the particular shopping trip or household cleaning performed.
• Explain the injury-related restriction that prevented the injured person from doing it.
• Record the payment obligation and relevant supporting documents.
• Avoid impossible, seasonal, or identical entries that do not match what happened.

Correct mistakes transparently

Review forms before signing. If an entry is wrong, preserve the original and document the correction and reason rather than silently changing the record. Tell your lawyer about any inaccurate submission promptly.

An insurer’s fraud or misrepresentation allegation requires individual legal review of the policy, statement, timing, and applicable law. Do not assume every inconsistency voids all benefits or that a generic response will defeat every defense.

Address the actual payment dispute

Keep submission dates, requests, denials, and the underlying records. Identify whether the dispute concerns the service, expense, injury connection, or eligibility. Our no-fault claims practice can review the legal issue without confusing ordinary household services with the separate care-benefit rules.

Talk with Logeman & Iafrate

Request a free consultation or call (734) 994-0200 to discuss your situation with our Ann Arbor office. Bring the relevant records and any insurer correspondence. Advice about your claim depends on the facts, coverage, and applicable deadlines.

General information only; this article is not legal advice for an individual case.

Does the daily limit mean I should claim it every day?

No. Claim only qualifying expenses actually incurred and accurately documented.

Should I hide a mistaken log entry?

No. Preserve the record and document a truthful correction with appropriate advice.