If you were involved in a car accident in Michigan and no one was injured, you probably do not need to consult with an attorney. If you purchased collision coverage, your insurer should voluntarily pay for your vehicle damage. If you did not have collision coverage and were not at fault, you would be entitled to up to $3,000 in collision coverage under the Mini Tort law.
Michigan is a no-fault state, and this generally means that your auto insurance company should cover your medical expenses and other related losses regardless of who was to blame in the accident if you purchased medical coverage and were injured.
However, your injuries may exceed the amount covered by your car insurance policy, or your insurance company may determine that certain treatment is not necessary. If this is the case, you may need a lawyer to ensure you receive the maximum compensation for your injuries and that your insurer is paying you all benefits you are entitled to under the law.
You may also need an attorney if you choose to pursue a personal injury claim against the other driver involved in the accident. Proving that the other driver caused the accident is not always easy, as they will typically attempt to place the blame on you instead. An experienced car accident lawyer knows how to gather and present the evidence that proves the other driver is to blame for the accident.
You should not wait to consult with an attorney because critical evidence may be destroyed if you wait too long.
How a Car Accident Lawyer Will Handle Your Claim in Michigan
The long-term physical, emotional, and financial impacts of a car accident may not be immediately apparent. And they may be difficult to prove. That's why you need an experienced car accident lawyer fighting for you.
Whether you are attempting to recover compensation from your insurance company or from the driver at fault in your accident, a car accident lawyer can help. The attorney will handle every aspect of your claim, including negotiating with your insurance company to ensure you receive financial compensation for:
- Current and future medical bills
- Property damage and loss
- Pain and suffering damages
- Lost wages
- Loss of consortium damages
Contact Our Car Accident Lawyers
If you were involved in a car accident, it is important that you speak with a skilled car accident attorney even if the accident was not your fault. Our Ann Arbor Personal Injury Law Firm has been representing clients throughout the State of Michigan for more than 45 years helping them recover the benefits they need and deserve.
Contact our attorneys for advice or for help with your personal injury claim with a free consultation.
Frequently Asked Questions
Do I need a lawyer if the car accident wasn't my fault?
Even if you weren't at fault, you may need a lawyer if you suffered injuries, your insurance company disputes coverage, your medical bills exceed policy limits, or you need to pursue a claim against the at-fault driver. An attorney ensures you receive all benefits you're entitled to under Michigan law.
What is Michigan's Mini Tort law?
Michigan's Mini Tort law allows drivers without collision coverage who were not at fault to recover up to $3,000 for vehicle damage from the at-fault driver's insurance company.
How does Michigan's no-fault insurance work?
Michigan is a no-fault state, meaning your own auto insurance company covers your medical expenses and related losses regardless of who caused the accident, provided you purchased medical coverage. However, you may still pursue claims against the at-fault driver in certain circumstances.
When should I contact a car accident attorney?
You should contact an attorney as soon as possible after an accident involving injuries. Critical evidence can be lost or destroyed over time, and early legal representation helps protect your rights and maximize your compensation.
What compensation can I recover after a car accident in Michigan?
You may be entitled to compensation for current and future medical bills, property damage, lost wages, pain and suffering, and loss of consortium damages. An experienced attorney can help you recover all applicable damages.








