A compensation claim is stronger when each requested loss is connected to evidence and the correct legal route. Start with the collision, coverage, injury, and losses as separate workstreams, then assess how they fit together.

Build four sections of the file

  • Collision: reports, witnesses, photographs, recordings, and a truthful sequence of events.
  • Coverage: policies, elections, endorsements, claim numbers, and written insurer positions.
  • Injury: treatment records, restrictions, prognosis, and changes in daily function.
  • Losses: wage records, expenses, assistance logs, and support for future needs.

Identify missing proof instead of filling gaps with estimates

A missed-work claim needs evidence of income and the injury-related restriction. A future-care claim needs support for the proposed services and costs. A pain-and-suffering account should describe actual effects over time. Each category requires more than a total entered on a demand form.

Keep paid, unpaid, disputed, and projected amounts distinct. Do not count the same loss several times because it appears in more than one insurer’s file. Ask counsel how the applicable law treats the particular expenses and payments.

Evaluate the proposed resolution

Compare an offer with supported losses, liability disputes, available coverage, uncertainty, and the consequences of a release. Discuss fees, case expenses, and legally enforceable repayment claims before treating a gross offer as money available to take home.

Do not wait for a final valuation to obtain advice about reporting and filing requirements. The deadline guide explains why claim type matters.

Use the focused guides for each issue

See lost-income documentation, pain-and-suffering evidence, and overall value and net recovery. Our car accident practice can review the combined record.

Talk with Logeman & Iafrate

Request a free consultation or call (734) 994-0200 to discuss your situation with our Ann Arbor office. Bring the relevant records and any insurer correspondence. Advice about your claim depends on the facts, coverage, and applicable deadlines.

General information only; this article is not legal advice for an individual case.

Frequently Asked Questions

Should I combine every number into one demand immediately?

First identify each loss, its support, and the legal route. Keep overlapping payments and projected amounts distinct.

Must treatment be finished before checking deadlines?

No. Obtain timing advice while the medical and loss record develops.

‍This article is provided for informational purposes only and does not constitute legal advice. Consult a qualified attorney at Logeman & Iafrate, P.C. for advice regarding your individual situation.