Do not assume that you have full coverage on your automobile when you purchase insurance. There are many options available, including no fault personal protection insurance (PIP), underinsured coverage, uninsured coverage, and liability coverage. The amounts and types of coverages available vary and it is important that you know what you are buying, so that you are fully covered in the event you are injured in an accident. These coverages will also apply to passengers in your car and to family members injured by an automobile even if they are on a bicycle, a pedestrian, riding a bus or a motorcycle.
Conduct research on consumer complaints. See the Michigan Department of Labor and Economic Growth's website on insurance company complaint ratios, or ask a lawyer who has handled a significant number of motor vehicle accident claims.
Read the fine print in your policy. Some companies write policies with terms clearly described. Others bury unfavorable terms in the fine print. Your policy may make it difficult to collect benefits you have paid for, reducing the amount you are paid for an injury by any Social Security disability payments or medical insurance payments. You may be required to submit to mandatory arbitration to determine the amount of your recovery.
As personal injury lawyers, we at Logeman, Iafrate & Logeman, P.C., work to identify sources of compensation for clients who have been injured in motor vehicle accidents. We are committed to seeing that accident victims are treated fairly by auto insurance companies. If you have any questions about your policy or your claim, please feel free to contact us and speak to an attorney.
Free help with your no-fault insurance claim: Our firm is a leader in Michigan no-fault insurance law, and will, at no charge, fill out and file your claim for benefits under a no-fault insurance policy. Even if you do not have coverage yourself, our attorneys may identify another policy that provides coverage for injuries suffered in a car accident. Time is critical - - do this as soon as possible.
Attorneys at our firm help clients throughout Michigan with auto accident injury claims, and are committed to helping the injured recover full and fair compensation for the economic losses, pain, and suffering. Please feel free to contact the firm
at any time for advice or for help with your auto accident injury claim.